Most people have life insurance.
Many don't have the right kind.
How protected
is your family?
Take our free Financial Scorecard and find out exactly where you stand. No jargon. No pressure.
Your income.
Your rules.
Join Alain's team. Get the training, the tools, and a proven system — on your own terms.
OUR SOLUTIONS
Income
Protection
Life insurance that pays while you're still living. Protect your momentum.
Legacy
Building
Leave something behind that outlasts a lifetime. Architecture for generations.
Wealth
Accumulation
Policies designed to grow — not just pay out. Kinetic financial engineering.
Agent
Partnership
Build your own practice with a proven system. The framework for independence.
A plan built around your life.
Most advisors sell you what pays them the most. We start with what protects you the most — then build from there.
Term Life Insurance
The simplest safety net — clean, affordable, and exactly as much as your family needs.
Whole Life Insurance
Protection that never expires and quietly builds cash value you can actually access.
Indexed Universal Life (IUL)
Market-linked growth with a floor that means you never lose ground. Upside without the downside.
Living Benefits Coverage
A policy that pays you while you're alive — when a critical illness hits and income stops.
Final Expense Planning
Dignity for your family when they need it most. No hard decisions in hard moments.
Putting a GRIPP on Investments
Fixed Indexed Annuity concepts summarized.
From Variable (Unprotected) to Indexed (Protected)
- Capture upside to a cap with protection from market downturns.
- Avoid sequence-of-returns risk in retirement.
- Accumulation value links to an external index, not invested directly in the stock market.
- Optional riders may provide lifetime income guarantees.
G R I P P
- Guarantees
- Rate of Return (indexed crediting methods)
- Indexed Growth
- Pension-like Income
- Potential Bonuses
Guarantees
Principal protection
Rate of Return
Indexed crediting
Indexed Growth
Market gains protected
Pension Income
Lifetime income
Potential Bonuses
Premium bonuses
Product features, caps, participation rates, and riders vary by carrier and state. Fixed indexed annuities are not direct market investments. Consult a licensed financial professional for personalized guidance.
SYSTEM FAILURE
The financial system wasn't designed to protect you. It was designed to sell to you.
One good policy away from stability. These are the facts the industry hides.
THE TWENTY20
METHOD
We don't sell policies. We build strategies that outlast lifetimes. This is kinetic financial engineering.
Score It
Take the free Financial Scorecard. In under 10 minutes, you'll see exactly where your current coverage stands — and where the gaps are.
Strategize It
Book a call with Alain. No sales pitch. No pressure. Just an honest look at what a proper plan would mean for your family.
Secure It
We match you with the right policy, the right carrier, and the right structure — built around your life, your income, and your goals.
Find out if your family is actually protected.
Most people assume they're covered. Most people are wrong. The Financial Scorecard is a free, interactive assessment that walks you through the exact questions an advisor would ask — and shows you honestly where you stand.
Ten minutes. Honest answers. No sales call required.
Income Replacement
Would your family manage if your income stopped tomorrow?
Living Benefits
Does your policy pay you while you're alive if you get sick?
Debt Exposure
Is your mortgage, car, or business truly protected from risk?
Alain didn't get into this business to sell policies. He got in to change what people believe is possible.
Before becoming a licensed life insurance advisor and agency builder, Alain watched people he cared about face the worst moments of their lives without a financial safety net.
Not because they didn't work hard. Not because they didn't earn enough. It was because no one had ever sat down and shown them what the right plan actually looked like.
That's the conversation Alain built Twenty20 Financials to start. Today, he works directly with individuals and families to build strategies that protect income and create living benefits.
Alain didn't get into this business to sell policies. He got in to change what people believe is possible.
Before becoming a licensed life insurance advisor and agency builder, Alain watched people he cared about face the worst moments of their lives without a financial safety net.
Not because they didn't work hard. Not because they didn't earn enough. It was because no one had ever sat down and shown them what the right plan actually looked like.
That's the conversation Alain built Twenty20 Financials to start. Today, he works directly with individuals and families to build strategies that protect income and create living benefits.
You've traded your time for someone else's income long enough.
The top agents in this industry don't have a boss. They don't have a cap on what they earn. They don't wait for a performance review to know their value. They built a practice.
Most of them started exactly where you are — with no experience in insurance, but with a clear decision to stop working for someone else's ceiling. Alain built Twenty20 Financials to give driven people the system, the training, and the direct mentorship to do the same.
This isn't a job posting. It's an invitation to a different way of working.
Direct partnership. No middle management.
Licensing & Training
Full support through the licensing process and a structured roadmap to professional competency.
Proven Sales System
Don't reinvent the wheel. Access the exact framework Alain used to build a top-tier practice.
Direct Mentorship
Real-time access to Alain. No call centers — just direct guidance from the person who built the agency.
Merit-Based Culture
A team that rewards contribution, not tenure. If you produce more, you earn more. Period.
Straight Answers
Questions most advisors hope you don't ask.
If you've ever been sold a policy you didn't fully understand, or avoided the conversation altogether because it felt overwhelming — these answers are for you.
Still have questions?
Book a call with AlainWe don't represent one company. We work with multiple carriers and match you to the product that fits your life — not the one that pays the highest commission. And we explain every single line of what you're signing.
Group coverage through an employer is a good start — but it's rarely enough, and it disappears the moment you change jobs. We'll show you exactly how much of a gap that leaves.
Group coverage through an employer is a good start — but it's rarely enough, and it disappears the moment you change jobs. We'll show you exactly how much of a gap that leaves.
A living benefit allows your life insurance policy to pay out while you're still alive — if you're diagnosed with a critical, chronic, or terminal illness. Most people don't know this exists. It's one of the most important features we look for in every recommendation.
It depends on your income, your debts, your dependents, and your goals. The Financial Scorecard gives you a real starting point before we ever get on a call.
Nothing. The initial call is complimentary — always. You'll leave with clarity regardless of whether we work together.
There are more options than most people think. Certain carriers and policy types are more flexible than others. We know where to look.
No prior experience required. We look for drive, integrity, and a genuine desire to help people. We provide the licensing support, training, and system.
You earn commission on the policies you write, with residual income that builds over time as your book grows. There's no ceiling.
Send an Email
Prefer to write first? Reach Alain directly at alain@thetwenty20financial.com. He responds personally.
Send A Message →Take the Scorecard
Ten minutes. No sign-up. Know exactly where you stand before we talk.
Start the Scorecard →Send an Email
Prefer to write first? Reach Alain directly at alain@thetwenty20financial.com. He responds personally.
Send A Message →